Personal Jewelry Insurance

Jewelers Insurance

Jewelers Mutual is the only insurance company that specializes in protecting jewelers and the personal jewelry of their customers in the United States. Founded in 1913, Jewelers Mutual is a nationwide jewelry insurer. As a mutual company, they are owned by jewelers and people like you who buy Personal Jewelry Insurance.

Why Jewelers Mutual Insurance?

  • Worldwide protection that allows you to travel anywhere with peace of mind.
  • Flexibility to work with your own jeweler while others may make you work within their network.
  • Optional $0 Deductible, so you can avoid additional expense, without sacrificing coverage.

Coverage Includes:

  • Loss
  • Theft
  • Damage
  • Mysterious disappearance

How Can You Get Personal Jewelry Insurance?

When you purchase a fine piece of jewelry, ask us for the Personal Jewelry Insurance Application. In addition, have us perform an insurance appraisal for the new item. Complete the application, and mail it to Jewelers Mutual, along with the appraisal and a check for the insurance premium. In most cases, coverage will begin on the postmark date stamped on the envelope.

You can also insure jewelry you already own. Just ask us to complete an appraisal for the item. Then, mail the current appraisal, application and check for the insurance premium.

If you have any questions about insurance coverage, or if you need an insurance application, contact us by e-mail at or call 405-848-1688 and we will have a Jeweler’s Mutual representative contact you.

You may also apply online at

Get a free quote instantly at